The forms are very similar. The main difference is who sends the form to you. The entity that provides you with health insurance will be responsible for sending a Form 1095.
- Form 1095-A: If you were covered by a plan through a federal or state marketplace (also called an exchange), you will receive this form from the marketplace.
- Form 1095-B: If you are enrolled in a fully-insured employer sponsored plan, you will receive this form from your insurance carrier.
- Form 1095-C: If coverage was offered by your employer, you will receive this form from your employer.
A detailed explanation of each Form 1095 can be found here.